How I Actually Save Money in 2026
リアクション
2026年06月28日
AD How should you actually save money in 2026?
In this video, I'm sharing the savings system I use and the lessons I've learned after rebuilding my finances from over £100,000 of debt.
We'll look at:
• Easy access savings accounts
• Cash ISAs
• Why I use placeholders in my cash envelopes
• How I separate my money into different jobs
• Why relying on willpower alone rarely works
• How automation can help make saving easier
If you've ever felt like you're constantly starting over with your finances, this video is for you.
This video contains a paid promotion for Plum.
A Cash ISA is a tax-free savings account. Tax treatment depends on your circumstances and may change.
🔗 Learn more about Plum here: https://prf.hn/click/camref:1100lvEsY
As always, this video is for educational purposes only and should not be considered financial advice. Please do your own research before making financial decisions.
#Budgeting #CashISA #SavingsTips #MoneySavingTips #TheBudgetMumUK #UKFinance #PersonalFinanceUK #SavingsAccounts #BudgetingTips #PlumAll
business enquiries: hello@thebudgetmumuk.com
If you’re trying to get on top of your money, I use my own budgeting planners and savings challenges to stay consistent — you can find them here:
https://thebudgetmumuk.etsy.com
Join our Facebook community for extra tips, support and real-life money chat:
https://www.facebook.com/thebudgetmumuk
Want to earn cashback on everyday spending? I use this:
https://www.topcashback.co.uk/ref/samoakley1980
If you fancy something a bit lighter, my romcom book is here:
https://www.amazon.co.uk/dp/B07C9587SM/ref=cm_sw_r_cp_api_gl_KKPHSYN3V5ZHAEC3PBWP
3 months FREE Kindle Unlimited:
https://www.amazon.co.uk/kindle-dbs/hz/signup?tag=samanthathoma-21
MY FAVOURITE TOOLS & GEAR:
Pink Calculator: https://amzn.to/3pTBCTa
Ring Light & Phone Holder: https://amzn.to/3jlCv3n
Gem Stone Pen: https://amzn.to/3v4BLVS
Swarovski Pen: https://amzn.to/3DTf23k
iPhone 12: https://amzn.to/3xbxVNh
ABOUT ME:
I’m Samantha, also known as The Budget Mum UK.
I’m a mum of two who turned things around after over £100,000 of debt, and now share realistic, no-nonsense ways to manage money, save on everyday life, and still enjoy it.
On this channel, I share:
• Budgeting tips that actually work
• Grocery savings & family finance
• Real-life money habits (no extremes)
• Ways to feel more in control of your finances
DISCLAIMER:
This content is for educational and entertainment purposes only. I do not provide financial, tax, or investment advice.
All information shared is based on personal experience and general knowledge, and may not be suitable for your individual circumstances. Always do your own research.
Some links in this description may be affiliate links, which means I may earn a small commission at no extra cost to you. Thank you for supporting the channel.
In this video, I'm sharing the savings system I use and the lessons I've learned after rebuilding my finances from over £100,000 of debt.
We'll look at:
• Easy access savings accounts
• Cash ISAs
• Why I use placeholders in my cash envelopes
• How I separate my money into different jobs
• Why relying on willpower alone rarely works
• How automation can help make saving easier
If you've ever felt like you're constantly starting over with your finances, this video is for you.
This video contains a paid promotion for Plum.
A Cash ISA is a tax-free savings account. Tax treatment depends on your circumstances and may change.
🔗 Learn more about Plum here: https://prf.hn/click/camref:1100lvEsY
As always, this video is for educational purposes only and should not be considered financial advice. Please do your own research before making financial decisions.
#Budgeting #CashISA #SavingsTips #MoneySavingTips #TheBudgetMumUK #UKFinance #PersonalFinanceUK #SavingsAccounts #BudgetingTips #PlumAll
business enquiries: hello@thebudgetmumuk.com
If you’re trying to get on top of your money, I use my own budgeting planners and savings challenges to stay consistent — you can find them here:
https://thebudgetmumuk.etsy.com
Join our Facebook community for extra tips, support and real-life money chat:
https://www.facebook.com/thebudgetmumuk
Want to earn cashback on everyday spending? I use this:
https://www.topcashback.co.uk/ref/samoakley1980
If you fancy something a bit lighter, my romcom book is here:
https://www.amazon.co.uk/dp/B07C9587SM/ref=cm_sw_r_cp_api_gl_KKPHSYN3V5ZHAEC3PBWP
3 months FREE Kindle Unlimited:
https://www.amazon.co.uk/kindle-dbs/hz/signup?tag=samanthathoma-21
MY FAVOURITE TOOLS & GEAR:
Pink Calculator: https://amzn.to/3pTBCTa
Ring Light & Phone Holder: https://amzn.to/3jlCv3n
Gem Stone Pen: https://amzn.to/3v4BLVS
Swarovski Pen: https://amzn.to/3DTf23k
iPhone 12: https://amzn.to/3xbxVNh
ABOUT ME:
I’m Samantha, also known as The Budget Mum UK.
I’m a mum of two who turned things around after over £100,000 of debt, and now share realistic, no-nonsense ways to manage money, save on everyday life, and still enjoy it.
On this channel, I share:
• Budgeting tips that actually work
• Grocery savings & family finance
• Real-life money habits (no extremes)
• Ways to feel more in control of your finances
DISCLAIMER:
This content is for educational and entertainment purposes only. I do not provide financial, tax, or investment advice.
All information shared is based on personal experience and general knowledge, and may not be suitable for your individual circumstances. Always do your own research.
Some links in this description may be affiliate links, which means I may earn a small commission at no extra cost to you. Thank you for supporting the channel.
