Can We Actually Afford a New Car? Our Money Moves
リアクション
2026年08月23日
✅ We are saving in an HYSA, which is a great account option for savings goals. Find the ebst ones here: http://penniesnotperfection.com/hysa
I'm sharing our weekly money moves for the week as a 40 year old mom of 2 trying to be good with money.
Lately we've come to realize we will likely need a new vehicle sooner rather than later. Based on the age and mileage of our cars we will likely have to replace one of our cars in the next few months.
Unfortunately we really don't have much if anything in our car sinking fund right now and care prices are INSANE, so we are going to pause other financial goals and save up a car downpayment to replace one vehicle soon without taking on a huge car payment or using our emergency fund.
What financial goals are you working on?
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✅ RECOMMENDED RESOURCES
📑 My Simple Monthly Budget Template: https://penniesnotperfection.com/budget
🌟 High Yield CHECKING with built in budgeting (code PNP): https://penniesnotperfection.com/crewpnp
💵 Best High Yield Savings Account ($$ BONUS): https://penniesnotperfection.com/besthysa
💰 Ultimate Savings Challenge Bundle: https://penniesnotperfection.com/savingsbundle
🚗 Find the best rate for Car Insurance: https://penniesnotperfection.com/carinsurance
🛡️ Get term life insurance in less than 5 minutes: https://penniesnotperfection.com/life
CASH BACK APPS:
💵 Rakuten ➝ https://penniesnotperfection.com/Rakuten
💵 Fetch Rewards (code: MV7RR) ➝ https://penniesnotperfection.com/FetchRewards
💵 Ibotta (code: vernepp) ➝ https://penniesnotperfection.com/ibotta
💵 Upside (code: pnpcash) ➝ https://penniesnotperfection.com/upside
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CONTACT ME:
🔹 Website: http://penniesnotperfection.com
🔹 Shop: https://shop.penniesnotperfection.com/
🔹 Buy Me A Coffee: https://www.buymeacoffee.com/youtubepennies
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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.
I'm sharing our weekly money moves for the week as a 40 year old mom of 2 trying to be good with money.
Lately we've come to realize we will likely need a new vehicle sooner rather than later. Based on the age and mileage of our cars we will likely have to replace one of our cars in the next few months.
Unfortunately we really don't have much if anything in our car sinking fund right now and care prices are INSANE, so we are going to pause other financial goals and save up a car downpayment to replace one vehicle soon without taking on a huge car payment or using our emergency fund.
What financial goals are you working on?
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
✅ RECOMMENDED RESOURCES
📑 My Simple Monthly Budget Template: https://penniesnotperfection.com/budget
🌟 High Yield CHECKING with built in budgeting (code PNP): https://penniesnotperfection.com/crewpnp
💵 Best High Yield Savings Account ($$ BONUS): https://penniesnotperfection.com/besthysa
💰 Ultimate Savings Challenge Bundle: https://penniesnotperfection.com/savingsbundle
🚗 Find the best rate for Car Insurance: https://penniesnotperfection.com/carinsurance
🛡️ Get term life insurance in less than 5 minutes: https://penniesnotperfection.com/life
CASH BACK APPS:
💵 Rakuten ➝ https://penniesnotperfection.com/Rakuten
💵 Fetch Rewards (code: MV7RR) ➝ https://penniesnotperfection.com/FetchRewards
💵 Ibotta (code: vernepp) ➝ https://penniesnotperfection.com/ibotta
💵 Upside (code: pnpcash) ➝ https://penniesnotperfection.com/upside
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
CONTACT ME:
🔹 Website: http://penniesnotperfection.com
🔹 Shop: https://shop.penniesnotperfection.com/
🔹 Buy Me A Coffee: https://www.buymeacoffee.com/youtubepennies
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.