₹10,000 Salary to 70% Savings | 5 Money Rules I Followed From 16 (As a CA)
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2026年08月31日
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I started earning at 16 with a ₹10,000 stipend, and that’s when my relationship with money really began. Today, as a CA, I’m sharing the money habits and lessons I’ve picked up over the years, from saving and investing to SIPs, mutual funds, stocks, risk appetite and managing my income. In this video, I talk about the 5 money rules I followed from a young age and how I gradually increased my investments as my income grew.
Personal finance doesn’t have to be complicated. You don’t need to start with a huge amount of money or know everything about investing on day one. What matters is starting, learning, staying consistent and making informed decisions. This video is based on my personal experience and is for educational purposes only, not financial advice. Please do your own research or consult a qualified financial professional before making investment decisions.
#personalfinance #investing #mutualfunds #sip #moneymanagement #finance #CA #investment
#canandiniagrawal #ca #caair1 #NandiniAgrawal #charteredaccountant #caclasses
Nandini Agrawal is a Chartered Accountant, who created a history by achieving AIR 1 in the CA Finals at the age of 19 and scoring AIR 31 in CA Inter at 16. Her passion for accounting & finance doesn’t stop there – she’s also a qualified ACCA professional with AWR 7 & AIR 2 in Strategic Business Reporting paper and AWR 9 & AIR 3 in Advanced Financial Management.
Currently working as a management consultant at Boston Consulting Group, Before joining BCG, Nandini gained valuable experience at PwC.
About Nandini
Nandini Agrawal is a Chartered Accountant, who created history by securing AIR 1 in CA Finals at the age of 19 and AIR 31 in CA Inter at 16.
She is also a qualified ACCA professional with AIR 1 and All World Rank (AWR) 17, along with multiple global and national ranks across ACCA papers. She has been awarded an Honorary Doctorate from World Records University.
Professionally, Nandini has worked as:
• A Private Equity investment professional at GIC (Government of Singapore Investment Corporation)
• A Management Consultant at Boston Consulting Group (BCG)
• Completed her articleship at PwC (Assurance)
She is also a passionate public speaker and has delivered talks at TEDx and Josh Talks, with her TEDx talk ranking among the Top 10 TEDx talks worldwide in June 2023.
Links to Recorded Workshops
Private Equity
https://caready.nagrawal.com/course/privateequityrecorded
Management Consulting
https://caready.nagrawal.com/course/consulting
Excel
https://caready.nagrawal.com/course/excel
Financial Literacy
https://caready.nagrawal.com/course/financialliteracy
Social Media Links
Instagram: https://www.instagram.com/ca_nandini19/
LinkedIn: https://www.linkedin.com/in/canandini19/
X (Twitter): https://x.com/canandini19
Key words
[money management, money management tips, how to manage money, how to manage your money, how to save money, how to save money and invest, how to manage salary, how to manage money in your 20s, personal finance, personal finance tips, personal finance basics, financial planning, financial literacy, financial freedom, how to build wealth, wealth building, how to invest, how to start investing, investing for beginners, investment for beginners, investing 101, how to invest in stocks, how to invest in stock market, stock market for beginners, stock market basics, stock investing, how to pick stocks, how to choose stocks, how to buy stocks, how to research stocks, stock analysis, fundamental analysis, mutual funds, mutual funds for beginners, SIP, SIP investment, SIP for beginners, how to invest in mutual funds, long term investing, investment tips, investing tips, how to grow money, how to save and invest, passive income, personal finance India, investing in India, Indian stock market, CA, personal finance]
I started earning at 16 with a ₹10,000 stipend, and that’s when my relationship with money really began. Today, as a CA, I’m sharing the money habits and lessons I’ve picked up over the years, from saving and investing to SIPs, mutual funds, stocks, risk appetite and managing my income. In this video, I talk about the 5 money rules I followed from a young age and how I gradually increased my investments as my income grew.
Personal finance doesn’t have to be complicated. You don’t need to start with a huge amount of money or know everything about investing on day one. What matters is starting, learning, staying consistent and making informed decisions. This video is based on my personal experience and is for educational purposes only, not financial advice. Please do your own research or consult a qualified financial professional before making investment decisions.
#personalfinance #investing #mutualfunds #sip #moneymanagement #finance #CA #investment
#canandiniagrawal #ca #caair1 #NandiniAgrawal #charteredaccountant #caclasses
Nandini Agrawal is a Chartered Accountant, who created a history by achieving AIR 1 in the CA Finals at the age of 19 and scoring AIR 31 in CA Inter at 16. Her passion for accounting & finance doesn’t stop there – she’s also a qualified ACCA professional with AWR 7 & AIR 2 in Strategic Business Reporting paper and AWR 9 & AIR 3 in Advanced Financial Management.
Currently working as a management consultant at Boston Consulting Group, Before joining BCG, Nandini gained valuable experience at PwC.
About Nandini
Nandini Agrawal is a Chartered Accountant, who created history by securing AIR 1 in CA Finals at the age of 19 and AIR 31 in CA Inter at 16.
She is also a qualified ACCA professional with AIR 1 and All World Rank (AWR) 17, along with multiple global and national ranks across ACCA papers. She has been awarded an Honorary Doctorate from World Records University.
Professionally, Nandini has worked as:
• A Private Equity investment professional at GIC (Government of Singapore Investment Corporation)
• A Management Consultant at Boston Consulting Group (BCG)
• Completed her articleship at PwC (Assurance)
She is also a passionate public speaker and has delivered talks at TEDx and Josh Talks, with her TEDx talk ranking among the Top 10 TEDx talks worldwide in June 2023.
Links to Recorded Workshops
Private Equity
https://caready.nagrawal.com/course/privateequityrecorded
Management Consulting
https://caready.nagrawal.com/course/consulting
Excel
https://caready.nagrawal.com/course/excel
Financial Literacy
https://caready.nagrawal.com/course/financialliteracy
Social Media Links
Instagram: https://www.instagram.com/ca_nandini19/
LinkedIn: https://www.linkedin.com/in/canandini19/
X (Twitter): https://x.com/canandini19
Key words
[money management, money management tips, how to manage money, how to manage your money, how to save money, how to save money and invest, how to manage salary, how to manage money in your 20s, personal finance, personal finance tips, personal finance basics, financial planning, financial literacy, financial freedom, how to build wealth, wealth building, how to invest, how to start investing, investing for beginners, investment for beginners, investing 101, how to invest in stocks, how to invest in stock market, stock market for beginners, stock market basics, stock investing, how to pick stocks, how to choose stocks, how to buy stocks, how to research stocks, stock analysis, fundamental analysis, mutual funds, mutual funds for beginners, SIP, SIP investment, SIP for beginners, how to invest in mutual funds, long term investing, investment tips, investing tips, how to grow money, how to save and invest, passive income, personal finance India, investing in India, Indian stock market, CA, personal finance]